Know your Monthly Spend:

Write down your average monthly spend now.

If you need a starting point, peek at your credit card statement or budgeting app. make sure you include your fixed (e.g., rent, student loans) and variable (e.g., leisure, eating out, travel) spending based on what lifestyle you want to maintain from your selection on the previous page. Round up.

Calculate your Target Runway:

Let's keep it simple.

Your savings goal = $ Monthly spend * #months on pause — Side income or savings (if any)

Write down your numbers, you'll enter them on the next page to calculate your savings.